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Shirley ephram-neal

Shirley Ephram-Neal has brought to the industry a wealth of experience, knowledge and foresight with her degrees, licenses, and certifications in Business, Real Estate, Financial Services and Mediation. Her innovative ideas and programs on ‘Behavior Modification’, Financial Literacy and Home Preservation spans over three decades of developing a sense of pride in homeownership for low to moderate income families.

Her dedication for democracy in housing pioneered the way for the establishment of Home Buyer Agencies and Housing Counseling Agencies to protect all parties of the Real Estate transaction. She is also a Certified Senior Advisor for Seniors who are interested in Reverse Mortgage loans and an Inmate Family Counselor advocating fairness in the costs imposed on inmate families in keeping the lines of communication open between the inmate and their loved ones. 

Her sincere dedication to serve the “under-served” community has lead to her spiritual Ordination as a Minister of Biblical Finance and Administration for Full Gospel Fellowship International. Serving families both locally as well as internationally.